Monday, December 7, 2020

Why I want an elite, or the case for hierarchy

 Most people who pay attention have a profound disgust at what passes for the elite of the Western World, for good reason. I'm not going to mention the worst stuff because it is gross, but we are ruled by people who regularly sell out to the highest bidder, and who appear to have a predilection for producing blackmail material against themselves. Again, if you want to profoundly scandalize your visual palette, go Google these people. Nevertheless, I think some form of elite is absolutely necessary for a civilization worth living in.

The reason for this is that us humans do not have to understand something perfectly to do it right. For instance, most of us, this author included, could not fully explain when a car needs an oil change, and why it needs a particular kind of engine oil. Nevertheless, if we change the oil at appropriate intervals and use the correct grade of oil, our cars last longer, and they work better. We know when to change what oil into our cars because someone else told us, either in the vehicle manual or on the internet somewhere. Someone else, who knows car engines way better than we do, tells us how to make them work better. This someone would be the elite of car maintenance.

I believe that this applies to most, maybe all areas of life. The instructor or coach is the elite of the sport you do, and you do what they say for better results. David The Good is one of the elites of gardening, for instance. Ideally, our rulers would be the elites of managing countries, but they appear to not be. If they knew how to run the economy and the military and other things, we would enjoy an amazing standard of living. As a matter of fact, we still enjoy an amazing standard of living, even if the political elites worthy of the title are mostly gone now. In my estimation, because of the quality of past political elites, we are still riding on the momentum of a truly excellent civilization.

Going back to the oil change, tens of millions of cars the world over work better, because a few dozen experts have figured out the exact specifications of what a particular engine needs and when it needs replacement. An actual elite can raise the standard of living of many many more people, if those people do as the elite advises, even if they do not understand it entirely.

This argument requires that the elite are actually better than the average person in their area of expertise. Unfortunately, this is not universally a given. Nevertheless, when this is the case, many people can enjoy, and function, at a level beyond their understanding.

Therefore, I think an elite is necessary for a civilization. You do not want everyone independently figuring out their sanitary systems, for an extreme example. It is also necessary that the leaders are of an actual elite, but even an elite class with maybe half of them actually knowing stuff is better than nothing.

TL;DR: People can do stuff without fully understanding it, so they can do stuff in a way that's more intelligent than they are. Hence an elite to ideally provide more intelligent ways.

Wednesday, December 2, 2020

Why usury is bad, if you don't like maths

There are many arguments against usury, but most of them are highly mathematical in nature. As it happens, most people do not find inflationary pressures and exponential functions nearly as fun as I do, but usury is still bad, even if seeing a lower-case 'e' with a number in its top right-hand corner makes you sick. Hence, allow yours truly to demonstrate that usury is a sin, even when you don't like maths.
First, a definition of usury is required. Usury describes the practice of loaning money with interest. The percentage on your student loans, credit cards, or mortgages, that's usury. The percent number on your savings account is also usury, even though it is admittedly pretty fun to watch your money 'grow'.
Now onto the main point, why usury is bad. As promised, there will be no exponential functions. As a matter of fact, there will only be two numbers, ten and twelve. If you can tell ten and twelve apart, then congratulations, this proof will work for you!
Let's say there are two people, Jimmy and Alex. Jimmy has ten coins, and Alex has no money at all. Between Jimmy and Alex, there are only ten coins. Now, Alex wants to borrow those ten coins to buy stuff. Jimmy says that he can borrow the ten coins, if Alex pays him back with interest. The total with interest is twelve coins. Eventually, Alex pays Jimmy the twelve coins. All's well that ends well, right? Unfortunately not.
Here's the problem. There used to be ten coins between Jimmy and Alex. Now, due to the usury, there are twelve coins. And a coin has value, because you can buy stuff with it. This is where usury becomes sin. Jimmy and Alex just created value out of thin air. They went from the value of ten coins to the value of twelve coins. And humans cannot create anything out of thin air. Only God the Father of Jesus Christ of Nazareth can do that. But we sure can pretend to create value out of thin air through usury. We can pretend to be God. And you do not want to try to be God, ever, because that is what the original temptation was, see Genesis 3:5: "And ye shall be as Gods".
There it is, that's why usury is a sin. Its participants try to pretend to be God by creating value out of thin air. Creatio ex nihilo, if you want to impress someone with some Latin.
Thanks for reading, and please comment any questions that you have. Usury happens to be a bit of an obsession for me, so I'd be happy to help out.