Why usury is bad, if you don't like maths

There are many arguments against usury, but most of them are highly mathematical in nature. As it happens, most people do not find inflationary pressures and exponential functions nearly as fun as I do, but usury is still bad, even if seeing a lower-case 'e' with a number in its top right-hand corner makes you sick. Hence, allow yours truly to demonstrate that usury is a sin, even when you don't like maths.

First, a definition of usury is required. Usury describes the practice of loaning money with interest. The percentage on your student loans, credit cards, or mortgages, that's usury. The percent number on your savings account is also usury, even though it is admittedly pretty fun to watch your money 'grow'.

Now onto the main point, why usury is bad. As promised, there will be no exponential functions. As a matter of fact, there will only be two numbers, ten and twelve. If you can tell ten and twelve apart, then congratulations, this proof will work for you!

Let's say there are two people, Jimmy and Alex. Jimmy has ten coins, and Alex has no money at all. Between Jimmy and Alex, there are only ten coins. Now, Alex wants to borrow those ten coins to buy stuff. Jimmy says that he can borrow the ten coins, if Alex pays him back with interest. The total with interest is twelve coins. Eventually, Alex pays Jimmy the twelve coins. All's well that ends well, right? Unfortunately not.

Here's the problem. There used to be ten coins between Jimmy and Alex. Now, due to the usury, there are twelve coins. And a coin has value, because you can buy stuff with it. This is where usury becomes sin. Jimmy and Alex just created value out of thin air. They went from the value of ten coins to the value of twelve coins. And humans cannot create anything out of thin air. Only God the Father of Jesus Christ of Nazareth can do that. But we sure can pretend to create value out of thin air through usury. We can pretend to be God. And you do not want to try to be God, ever, because that is what the original temptation was, see Genesis 3:5: "And ye shall be as Gods".
There it is, that's why usury is a sin. Its participants try to pretend to be God by creating value out of thin air. Creatio ex nihilo, if you want to impress someone with some Latin.
Thanks for reading, and please comment any questions that you have. Usury happens to be a bit of an obsession for me, so I'd be happy to help out.